How to Report a Scammer Bank Account in Nigeria

Report a scammer bank

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Have you ever conducted a deal online where bank transfer is involved and instead of a successful deal, you got scammed? You do not need panicking at this moment, all that you will need to do is been explained in this article.

However, before diving into how to report a scammer bank account in Nigeria, let look into how online scammers get your information and how to avoid it.

How Scammers get Information

Getting scammed is no longer a new, and these scammer uses different methods to get people's information to con, deceive and defraud people.

Hence, I have decide to enlighten people on how these online scammers get your information and how to avoid been scammed.

Fake Online Stores

Scammers get your information such as credit card details through fake online shopping stores. After adding to cart in such website, you will need to proceed to payment section where you will enter all your credit card details. Immediately you enter them, those scammer in-charge will see all the details you've entered and it can be use to withdraw all your money without leaving a penny.


To protect your self from fake online shopping stores, make sure your visiting a good website url covered with protected https version. In addition, make sure you confirm the website url eg because their many site that hide behind the identity of good and reputable online, posing to be the original site. The only way to know these site is through the url. So know the url of site your shopping from before entering your credit card details in their payment page.

Database Breaches

In a data breach, private, sensitive information, such as personal information or financial data, is accessed or leaked by an unauthorized party. Unscrupulous people may then use that private information to conduct any number of misdeeds, including taking out fraudulent loans or hacking into financial accounts.


Make sure you're dealing with an organization that fully protect their database with high-level layers of security. Because in some cases, top companies even get scammed and hacking is very wide and I must assure you before hacking to top organization could occurred, their should be an insider who leak some secret and sensitive information about such company or organization.

And in case your trusted companies have been hacked, immediately, change your password, remove all your sensitive information from the company database, turn on two (2) factor authentication etc.


Phishing, also known or called spoofing. It's an online scam which involves using of fake emails or copied website to get people's personal information such as credit/debit card information, email login information, username and password etc. Anyone that fall victim of Phishing scamming will eventually think he/she is dealing with real entity not knowing that the site is copied. However, password, identity, financial details and other sensitive information have been stolen.


Like I said earlier, confirm the website url you're dealing with. And again do not reply or gives answers to an unknown or untrusted emails especially those ones in the spam folders.

Social Media Fraud (Facebook Phishing)

This type of Social Media Phishing is common to Facebook. Scammers uses this method to get people Facebook login details, and when they have access to your Facebook account, they can do all sorts of scamming such as hacking your Facebook page, group or even go extral mile to request money from your loved ones and friends and family.


Facebook Phished site or copied site looks exactly like Facebook login page. It will tell you to login so that you can proceed to watching videos. Porn, Get rich quick and other irresistible videos are used as a bait. And if you try to login in that page, firstly, you won't be able to login given complain and the scammer has already get what the want in their backed.

To avoid this, when you click any link and redirected you to where you will need to login your Facebook account, check the website url whether it's really Facebook. If it's not, please don't try to use your Facebook login details.

Type of online scam and more ways to protect your self.

Below are some popular online scamming;

  • Phishing scamming
  • Identity Theft
  • Social Media Scamming
  • Credit Card Fraud
  • Tax Scamming - contact people claiming to be IRS
  • Bank fraud vishing scams - posing as a financial institution.
  • Social Media Phishing
  • Pharming - similar to Phishing but they target website directly
  • Dating and Romance Scam
  • Online Shopping Scam
  • Investment Scam - telling you to invest that in the next 2 hour, you investment will be double or triple.

There are lots of Scamming out there, those above are just to mention few.

More ways to Protect your against being Scammed

You can quickly take these few steps to protect yourself if you noticed there is an unauthorized activities going on in your account.

First and always foremost, change your password. Then after that, turn on step 2-factor authentication.

Only trust encrypted website, online stores and dating sites. Encrypted site always start with "https" and your browser might display a lock icon to show that the site is secure and protected.

Don't send these below information via email:

  • Signature
  • Account details

And verbally confirm any wire transfer. In addition to how to protect yourself against scammers, don't open an attachments or click on email links from unknown source especially the ones in the spam.folder.

Aside that, I urge you to report any scamming activities you noticed on your account immediately to your bank, nearest police station or EFCC.

How to report a scammer bank account in Nigeria

To report any scamming activities on your bank account in Nigeria is a very simple steps. I have provide the simple step by step guide and I have also includes banks contact information that the report will be forwarded to.

But first, here are steps to take to secure your money back after being scammed online in Nigeria.

  1. First thing first, screen shot your conversation with the scammer. That will stand as proof of negotiation.
  2. Copy and save the scammer account details you transfer money to. Account Name, Number and Bank Name must be included.
  3. Screenshot your transactions receipt which must include the transaction ID or reference number. This will stand as proof of payment.
  4. Then send all the above information to your bank E-fraud teams to investigate the case. If the situation is real, you bank will contact the scammer bank.
  5. The scammer bank will blocked until the scammer visit bank.
  6. After that, report this case to your nearest police station and EFCC.

Below are banks contact information you can forward all those prove to.

Contact your Bank

Here are Popular Nigeria Banks Contact Information to Report Scam Activities Bank Account.

Access Bank: 0700CallAccess (07002255222377);

Ecobank Nigerian: +2348003262265;

First Bank of Nigeria (FBN):; +234 700 FIRSTCONTACT (+234 700 34778 2668228)

First City Monument Bank (FCMB): +2347003262692265 (0700FCMBMYBANK)

GTBank Guarantee Trust Bank: +234 700 48266 6328;

United Bank For Africa (UBA):; +234 700 2255 822

Union Bank: 1-800-238-4486;

Fidelity Bank: 0800FIDELITY (080034335489);

Sky Bank Nigeria:

Wema Bank Nigeria: +234-1-4613146-7; 07000PURPLE (07000787753);

Stanbic IBTC Bank: 0700 CALL STANBIC (0700 2255 782);; +234 1 4227777;

Sterling Bank:; 01-4484481-5, 014489470-94

Zenith Bank:; 0700ZENITHBANK

I hope you find this article helpful? Please share this to any social media to inform people on how to report a scammer bank account whenever they get scammed online in Nigeria.


Hello! My name is Morichgan . I'm a content writer. I write stories about Finance, Businesess and Technology. Contact me via the contact page. Thanks.

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