Top 4 Best Prepaid Cards for Kids

If you have a kid under the age of 18, then a prepaid card could be a great way to start his finance stories. There are two alternative - either a child use a prepaid Visa card or the MasterCard.

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How do prepaid cards for kids works?

As a parent, to make prepaid cards work best for children's, you do it in the sense that you'll load cash into it. Then it can be used to make payment in most places that accept credit cards or debit cards.

Prepaid Cards For Kids

To apply for prepaid card for kids, a parent or guardian or 18+ of age is required to to do the application. There's no credit check and transactions details will be available for both Guardians and the kid.

Prepaid cards for kids can be used at any retail store, for online purchases, and at ATMs for cash withdrawal. Getting a prepaid card for your child can be a good way to teach him the basics of how banking works before they turn 18s.

Can a 12 years old get a prepaid card?

Yes! A prepaid card for kids are issues to children's starting from age 6 to 18 depending on the financial institution that offers them.

In this article, we've discussed 4 Best children's prepaid cards.

Best Prepaid Cards For Kids.

The prepaid cards for kids highlighted below have mobile apps. One for parents and one for kid. The app can be used to see card transactions and manage the card account. The parents will fund the prepaid card, set up a regular payment, add spending limit and set usage via thier app.

Top 4 Best Prepaid Cards For Kids

Hyper Jar

Hyper Jar is a free prepaid card for children under 18. The service let you put money in different jar, which can be a good way to sort kids spending and saving money. Hyper Jar fund is protected as e-money and it cannot be used at ATMs. The prepaid card is available for age range from 6 years to 17 years old. Plus the account is manage via mobile apps.

Basic Information
  • Annual fee - Free
  • Age - 6 to 17 years
  • Usage - online access only
  • Card management - via mobile app
  • Money protected - E-money{alertInfo}


Nimbi is a another app that offers prepaid cards for kid. The app is the cheapest among others and it can be used at any ATMs center. Nimbi let parents choose how the card to used, plus allowing you set the spending limit and amount to be saved each time the card is used. Also, Nimbi funds is protected as e-money and has limit for online and ATM transactions. The app is available for age ranging from 6 years to 18 years old.

Basic information
  • Annual Fees - £22.40
  • Age - 6 to 18 years
  • Usage - Online and ATM access
  • Card Management - via Mobile app
  • Money Protected - E-money {alertInfo}

Rooster Money

Best for parental controls. Plus distribute money into spending and savings wallet. There is a built-in chore tracker in the app to manage the kids spending.

Basis Information
  • Annual fees - £24.99 + £19.99 additionally card + First month free.
  • Age - 6 to 16 years
  • Usage - Online, In-store(POS) and ATM
  • Card Management - via mobile app
  • Money Protected - E-money{alertInfo}

Sterling kit

This is a service by Sterling bank. A Sterling bank current account will be needed to create a prepaid card for kids plus a good credit history. If you do not have a starling current account, you have to create one. Once created, then apply for the card and link it to your account. All the transactions, usage and spending limit will be manage via your starling bank mobile app.

Basic Information
  • Annual fee - £24
  • Age - 6 to 16 years
  • Usage - ATM and Card purchases
  • Card Management - Starling Bank mobile app
  • Money protected - financial service compensation scheme.{alertInfo}

How to get a Prepaid Cards for kids under 18?

To get a prepaid card for children under 18s, go to any of the above card issuer mentioned above to apply for the card. Make sure you accept the term and condition laid down by the Institutions so that you will understand how the card works before you apply.


Here's is quick recap of what we've discussed in this article.
  • How do prepaid card for kids works?
  • Can a 12 years old get a prepaid card?
  • Best Prepaid Cards For Kids
  • Top 4 Best Prepaid Cards For Kids
  • How to get a prepaid card for under 18s
  • Conclusion.{alertInfo}

There are other big brand of Companies that offers prepaid card for kids, but we've just mentioned the top picks.
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Temmy Samuel

Hello! My name is Stephen. I'm a content writer. I write stories about Finance, Businesess and Technology. Contact me via the contact page. Thanks.

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